PRB Financial LLC — Torrance, CA

Comprehensive
Insurance Services
for the Greater Los Angeles Area

PRB Financial is a Los Angeles-based insurance services firm. We combine deep industry experience, modern technology, and a partnership-first approach to deliver tailored insurance solutions for individuals, families, and businesses across Southern California.

Explore Our Work

Who We Are

A Mission-Driven Insurance Services Firm

PRB Financial LLC was founded on a simple belief — that every individual, family, and business deserves clear, informed guidance when making important insurance decisions. We exist to remove the complexity that too often stands between people and the coverage they need.

Headquartered in Torrance, California, our founding team brings decades of combined experience in the insurance industry — spanning product strategy, technology, and financial operations. That depth of industry knowledge informs everything we build and every decision we make.

Today, PRB Financial serves clients across the greater Los Angeles area with a full range of insurance services. Our work spans life, health, and Medicare planning for individuals and families, as well as the broader protection needs of business owners and high-net-worth households. Whatever the coverage, our standard is the same — care, clarity, and access for every client we serve.

PRB Financial was founded by three insurance professionals who built their careers from the same starting point — the field. The founders began their work in the insurance industry as agents at FYM Financial, where they navigated the complexities of Medicare, life and health planning, and the operational realities of running a high-volume insurance practice. That experience taught them what working at scale demands — and what too many firms get wrong.

Walter Plimmer rose to Regional Sales Manager at FYM, with Ryan Bozanic and Garrett Rudy leading their respective domains alongside him. The three saw the same opportunity from the inside — that the insurance industry needs more firms run by people who have actually carried a producer’s license, served real clients, and earned trust the hard way. PRB Financial was built on that foundation.

Today, the founding team’s competitive ambition continues to drive the firm’s expansion beyond life and health into the broader insurance services landscape. That ambition is matched by the discipline of a firm that knows how to operate — because the people running it have been in the trenches.

Integrity
We hold ourselves to the highest standards of transparency in all client and partner relationships.
Clarity
Complex insurance decisions deserve straightforward, accessible guidance.
Innovation
We build technology-driven systems that bring efficiency and accuracy to every step of the client experience.
Partnership
Whether working with clients or carrier partners, we operate as trusted allies, not vendors.

Leadership

Our Founders

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Walter Plimmer
Co-Founder & Chief Executive Officer
Walter serves as the product visionary and strategic lead at PRB Financial. His focus spans platform architecture, go-to-market execution, and the broader mission of delivering modern insurance solutions that are both accessible and meaningful. He drives the company's long-term direction and ensures every initiative aligns with its founding purpose.
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Ryan Bozanic
Co-Founder & Chief Technology Officer
Ryan leads all technical operations at PRB Financial, overseeing system architecture, carrier API integrations, and engineering excellence. His work forms the technological backbone of the company's data exchange capabilities, ensuring that agents and members have access to accurate, real-time information at every step.
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Garrett Rudy
Co-Founder & Chief Financial Officer
Garrett oversees financial strategy, business operations, and the partnership relationships that enable the firm to build sustainable carrier relationships across the lines we serve. His expertise enables PRB to operate with the discipline of a much larger organization while maintaining the highest standards of accountability and regulatory compliance.

Join Our Team

Build Your Career with PRB Financial

PRB Financial is hiring. We’re seeking driven individuals — both currently licensed insurance agents and ambitious non-licensed candidates ready to enter the industry — who want to build their careers alongside an industry leader in insurance services. Whether you bring years of experience or a strong sales background looking for the right team, we want to hear from you.

Get In Touch

Contact PRB Financial

Address
3838 W Carson St, Suite 306
Torrance, CA 90503

Email

PRBFinancial2025@gmail.com